Janet O'Connell from Family Management Credit Counselors will present "Your Guide to Celebrating the Holidays:  Ideas and Tips to Make the Season Merrier." 

Some of the topics the will be covered are:  To Give or Not to Give, Simplifying the Season, and Holiday Stress Relief.  We will also be presenting some "Go Green" ideas along with showing you some examples of inexpensive gifts and creative ways to "wrap it up."  Please join us.  The program will be over by 7 p.m. followed by Holiday Hoopla.